Quai SIPP

Open architecture with wide investment choice,
including commercial property.

The Quai SIPP is a fully open-architecture Self-Invested Personal Pension for clients who need flexibility, control and transparent pricing. Clients can hold a broad range of permitted investments, including commercial property, within a single, trust-based pension wrapper.

Unlike many property SIPPs, the Quai SIPP uses a flat-fee structure for commercial property administration so there are no tiered or hidden costs. This makes it easy for advisers to explain and for clients to understand, while also supporting Consumer Duty fair value assessments.

At a glance

Here’s what it delivers for your firm and your clients.

Cost-effective flexibility

Open access to funds, equities, platforms, DFMs and commercial property in one SIPP, without tiered or hidden charges.

Flexible retirement options

Support a range of retirement journeys with drawdown, phased withdrawals, lump sums and annuities, backed by clear death benefit options.

Built-in compliance and governance

Trustee oversight, clear audit trails and the exclusion of non-standard assets help keep risk low, and outcomes aligned with Consumer Duty.

Pensions and property expertise

Decades of SIPP and commercial property experience give you confidence in the underlying operations and regulatory strength.

Pricing

Quai SIPP is designed around a simple, transparent fee model:

This structure removes tiered and per-transaction property charges, which can be difficult for clients to understand and for firms to justify under fair value assessments.

How it helps your clients

The Quai SIPP may be a strong fit for business owners and clients who want to hold commercial property, and for clients consolidating multiple pots into one flexible pension.

Clients get meaningful investment choice – platforms, DFMs and standard investments alongside property – without the complexity of non-standard assets.

Specialist trustees, robust administration and clear audit trails support strong governance, helping you manage risk and evidence good outcomes.

Let’s talk

Whether you’re exploring options, would like to see a demo or you are ready to move forward, we’d love to speak with you.